State licensing

Where we can take a second look

Tanner Cook (NMLS #2090424) is individually licensed in Arizona, Michigan, Texas and Washington, so second looks on this site are for properties in those four states. Cornerstone First Mortgage, LLC holds residential mortgage licenses in many more states, though not every one. Below are the states where Cornerstone publishes a license and how to verify it, so you know where you stand before you share a single document.

Get a second look

States where Cornerstone publishes a license

A Cornerstone license is the first check for a second look, not the last. Agency programs (FHA, VA, USDA, conventional) and non-QM programs (bank statement, P&L, 1099, WVOE, asset-based, DSCR, ITIN and foreign national loans) each have their own state, borrower and property restrictions, so we check the license and those rules together for your file. The programs open to you vary by state and by scenario.

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin
Wyoming

Arizona is Tanner's home market. Buying here and need help with the down payment? See Arizona down payment assistance programs.

Don't see your state? Ask before you apply and we'll confirm whether we can finance property there. We are not licensed in New York, and we do not lend on New York properties or to New York residents.

Not every program is available in every state or for every loan amount, and some states carry additional disclosures. We confirm exactly what applies to your state and scenario before you apply — see our disclosures & licensing page for license numbers and state-specific notices.

Licensing

Cornerstone First Mortgage, LLC (NMLS #173855) is a licensed residential mortgage lender headquartered at 2655 Camino Del Rio N, Suite 100, San Diego, CA 92108. You can verify our license and the individual licenses of our loan officers on the Nationwide Multistate Licensing System & Registry.

Verify our license on NMLS Consumer Access

A note for New York residents

Cornerstone First Mortgage, LLC is not licensed to originate mortgage loans in New York. We do not offer, solicit, or provide mortgage services to New York residents or for properties located in New York. If you are a New York resident, we may, at your request, refer you to a licensed mortgage provider; Cornerstone First Mortgage, LLC does not receive any fee or compensation for such a referral.

Ready to see what you qualify for?

Take the one-minute rescue check and we’ll show you which second-look paths and documentation paths may fit your business in your property’s state.

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